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VDHINSURANCE.COM, copyright 2016. The use of original graphics or content created for this site is prohibited without express permission. 

DISCLAIMER:

THE MATERIALS IN THIS SITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, VDHINSURANCE.COM DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. VDHINSURANCE.COM DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. VDHINSURANCE.COM DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS IN THIS SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU (AND NOT VDHINSURANCE.COM) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU. 

The information in this website about particular insurance services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a  licensed insurance  agent. 
Information received from any quote request form sent to VDHINSURANCE.COM will be for our use only and will not be sold, given to or distributed to any other parties. A quote will be based on the insurance  policy information provided and does not guarantee acceptance of the risk by us. The precise  coverage afforded is subject to meeting  underwriting guidelines, and the terms, conditions and  exclusions of the policy as issued. By submitting a quote request form you acknowledge that this is neither an offer to insure nor a guarantee of insurance. Completion of a quote request form does not entitle you to a Insurance Policy. 

LIMITATION OF LIABILITY

Under no circumstances, including, but not limited to, negligence, shall VDHINSURANCE.COM be liable for any special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if VDHINSURANCE.COM or an VDHINSURANCE.COM authorized representative has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of  liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you. In no event shall VDHINSURANCE.COM's total liability to you for all damages, losses, and causes of action (whether in contract,  tort (including, but not limited to, negligence), or otherwise) exceed the amount paid by you, if any, for accessing this site.